Resources
Fulton County Property Owner Resources: Get Help With Foreclosure, Delinquent Taxes, Eviction & More
If you own a home or land in Fulton County and you’re facing a financial challenge, you are not alone — and you don’t have to figure it out by yourself. This page exists for one reason: to connect Fulton County property owners with real organizations that will actually help.
Every resource listed below is free or low-cost, locally focused, and built specifically to assist homeowners and landowners who are struggling. Whether you’re behind on your mortgage, drowning in back taxes, facing a tax sale, or dealing with an eviction notice — there is help available right now.
Read this page before you make any decisions. Then make the call.
🚨 If You’re Facing Foreclosure — Start Here
Foreclosure in Georgia moves fast. Once a lender begins the process, you may have as few as 30 days before your home is sold at auction. These organizations help Fulton County homeowners stop foreclosure, negotiate with lenders, and understand their options before it’s too late.
Atlanta Legal Aid Society — Home Defense Program
The most important call you can make if you’re facing foreclosure in Fulton County.
Atlanta Legal Aid’s Home Defense Program provides free legal representation to low-income homeowners who are at risk of losing their homes to foreclosure, predatory lending, or mortgage servicer misconduct. Most of their clients are longtime homeowners, elderly or disabled residents living on fixed incomes, or families who experienced a sudden job loss or reduction in wages.
They can help you with:
Stopping or delaying a foreclosure sale
Negotiating a loan modification with your lender
Challenging wrongful foreclosure practices
Protecting you from home sale scams targeting distressed homeowners
To get help: Call the Home Defense Program directly at (770) 817-7538 For the Fulton County office: ☎ (404) 524-5811 📍 54 Ellis Street NE, Atlanta, GA 30303 🔗 georgialegalaid.org/resource/facing-foreclosure
Eligibility is based on income (below 200% of federal poverty level). Call to find out if you qualify — even if you’re not sure, call.
HomeSafe Georgia — Free Mortgage Assistance (Up to $50,000)
⚠️ Application deadline: March 31, 2026. Apply now — funds are limited.
HomeSafe Georgia is a free, federally funded program that helps homeowners who are behind on their mortgage payments. If you’ve experienced a financial hardship, HomeSafe Georgia can bring your loan current with a one-time lender payment of up to $50,000 — with no application fees, no closing costs, and no repayment required if you stay in the home.
This program is administered by the Georgia Department of Community Affairs and is available to Fulton County homeowners right now.
To apply or check eligibility: Visit HomeSafeGeorgia.com Phone: 1-877-519-4443 | Email: homesafe@dca.ga.gov 🔗 Georgia Mortgage Assistance Program — DCA
If your home is already in foreclosure, apply immediately and also contact a housing counselor (see below).
Georgia Attorney General — Mortgage & Foreclosure Information
The Georgia Attorney General’s Office provides plain-language guidance on your rights under Georgia foreclosure law, including how to recognize foreclosure scams, what lenders are required to do before foreclosing, and what options you have if a wrongful foreclosure has already occurred.
🔗 law.georgia.gov/resources/mortgage-and-foreclosure-information
🏠 Free Housing Counseling — Talk to an Expert Before You Lose Your Home
A HUD-certified housing counselor can sit down with you (in person or by phone), review your mortgage situation, and help you negotiate with your lender — often at no cost to you. This is one of the most underused resources available to struggling homeowners.
The HUB (Homeownership Urban Blueprint) — Atlanta
The HUB is an Atlanta-based, HUD-certified housing counseling organization that offers free one-on-one counseling sessions for homeowners facing foreclosure, mortgage delinquency, or other housing challenges. Their certified counselors — including HUD Certified Counselor Tony Jean Louis — can help you understand your options and communicate effectively with your lender.
They also host free weekly workshops every Monday (virtually and in person) covering foreclosure prevention, mortgage delinquency, and tenant/owner rights in partnership with the Urban League of Greater Atlanta.
To schedule a counseling session: thehubga.org/meet-the-counselors 🔗 The HUB — Weekly Foreclosure Prevention Workshops
Urban League of Greater Atlanta — HUD Housing Counseling
The Urban League of Greater Atlanta provides comprehensive HUD-certified housing counseling to homeowners, including guidance on foreclosure prevention, reverse mortgages for seniors, loan modifications, and fair lending rights.
📍 230 Peachtree Street NW, Suite 2600, Atlanta, GA 30303 🔗 ulgatl.org
Fulton County Community Development — Neighborhood Stabilization Program
Fulton County’s own Neighborhood Stabilization Program connects qualifying residents with HUD-approved housing counselors, foreclosure prevention services, and homeownership assistance resources — directly from the county.
Phone: ☎ (404) 612-8800 🔗 Fulton County Neighborhood Stabilization Program
HUD Housing Counselor Hotline — 24/7
If you’re not sure where to start, call HUD’s national housing counselor hotline. They will connect you with a HUD-approved agency near you in the metro Atlanta area, available in English and Spanish.
☎ 1-800-569-4287 (free, available 24/7) 🔗 hud.gov/states/georgia
💸 If You’re Behind on Property Taxes
Delinquent property taxes can lead to a tax lien, a Fi.Fa. filing, and eventually a tax sale where your home or land is auctioned off to the highest bidder. These resources help you search your records, understand what you owe, and find a path forward before that happens.
Fulton County Tax Commissioner — Property Tax Search & Payment
Search your current tax bill, check your payment status, view prior-year delinquencies, and pay online. If you owe back taxes, this is the starting point.
🔗 fultoncountytaxes.org — Property Tax Search Phone: ☎ (404) 613-6100
Fulton County Board of Assessors — Assessment Appeals & Homestead Exemptions
If your property taxes have become unaffordable because of a high assessment, you have the right to appeal. You also may qualify for a homestead exemption, senior exemption, or disability exemption that could significantly reduce your annual tax bill.
Basic homestead exemption: Available to all owner-occupants as their primary residence
Senior exemptions: Available at ages 62, 65, and 70 for qualifying homeowners
Disability and veteran exemptions: Available to qualifying disabled homeowners and veterans
Apply online by April 1 each year: fultonassessor.org/exemptions Full exemption guide: Fulton County Homestead Exemptions File an assessment appeal: fultonassessor.org Phone: ☎ (404) 612-6440
Fulton County Sheriff’s Office — Tax Sale Schedule
Check the official monthly tax sale list to see whether your property is scheduled for auction — or to monitor upcoming sales. Sales are held on the first Tuesday of each month at 136 Pryor Street SW, Atlanta, GA 30303.
🔗 Fulton County Sheriff — Tax Sales Phone: ☎ (404) 612-5100
Fulton County Clerk of Superior Court — Lien & Deed Records
Search for tax executions (Fi.Fa. filings), security deeds, and other recorded documents that affect your property title. If a lien has been filed against your property, it will appear here.
🔗 Fulton County Clerk — Real Estate Records 🔗 fultonclerk.org — eServices Portal 📍 136 Pryor Street SW, Atlanta, GA 30303
⚖️ Free Legal Help — When You Need an Attorney
If your situation has become urgent — a sale date has been set, a lawsuit has been filed, or you’ve received a dispossessory notice — you need to speak with an attorney immediately. These services provide free or reduced-cost legal help to qualifying Fulton County property owners.
Atlanta Legal Aid Society — Apply for Free Legal Help
Beyond the Home Defense Program, Atlanta Legal Aid provides free legal assistance to qualifying homeowners for a wide range of housing-related issues including tax appeals, housing code violations, predatory lending, and eviction defense for homeowners.
Apply online or by phone: 🔗 atlantalegalaid.org/get-help-2 ☎ (404) 524-5811
Atlanta Volunteer Lawyers Foundation (AVLF) — Housing Court Help
AVLF operates a walk-in Housing Court Assistance Center inside the Fulton County Courthouse at 185 Central Avenue SW, 7th Floor. If you are a homeowner facing a dispossessory (eviction) action — including after a foreclosure — AVLF attorneys can help you on the spot, no appointment needed.
Walk-in hours:
Monday–Wednesday: 9:00 AM – 12:00 PM
Friday: 1:00 PM – 4:00 PM
🔗 avlf.org/get-help ☎ (404) 521-0790
Atlanta Bar Association — Lawyer Referral Service
If you need to hire a private attorney for a real estate dispute, tax challenge, or foreclosure defense matter, the Atlanta Bar Association’s Lawyer Referral & Information Service connects you with pre-screened, qualified attorneys in Fulton County. Referrals are free, and initial consultations are typically $45 or less.
🔗 Atlanta Bar — Lawyer Referral Service ☎ (404) 521-0777
⚠️ Watch Out for Scams Targeting Distressed Homeowners
If you’re in foreclosure or behind on taxes, you will be targeted. Signs offering to “buy your house fast” or promising to stop your foreclosure for an upfront fee are often scams. Atlanta Legal Aid has documented a surge in home sale scams and foreclosure rescue fraud specifically targeting Fulton County homeowners.
Before signing anything or paying anyone:
Call Atlanta Legal Aid at (770) 817-7538
Call the Attorney General’s Consumer Protection Division at (404) 651-8600
📞 Quick Reference — Call These Numbers First
Organization Phone What They Help With Atlanta Legal Aid — Home Defense (770) 817-7538 Foreclosure, predatory lending, free legal help Atlanta Legal Aid — Fulton County (404) 524-5811 All housing legal issues, intake HomeSafe Georgia 1-877-519-4443 Mortgage assistance up to $50,000 HUD Housing Counselor Hotline 1-800-569-4287 Free counseling referral, 24/7 AVLF Housing Court (404) 521-0790 Eviction defense, walk-in help Atlanta Bar Lawyer Referral (404) 521-0777 Attorney referrals for property owners Fulton County Tax Commissioner (404) 613-6100 Property tax bills, payment plans Fulton County Board of Assessors (404) 612-6440 Exemptions, assessment appeals Fulton County Sheriff (Tax Sales) (404) 612-5100 Tax sale schedule and listings AG Consumer Protection (404) 651-8600 Report mortgage scams
A Note From Atlanta Housing 411
The organizations on this page exist because losing your home is a crisis — and no one should face it alone because they couldn’t afford an attorney or didn’t know where to turn.
If you’re facing a property challenge in Fulton County, use this page. Share it with a neighbor, a family member, or a friend who needs it. And subscribe to AtlantaHousing411.com to stay informed about local housing news, upcoming tax sales, and resources as they change.
Deadlines in Georgia are short and strictly enforced. The time to act is today.